Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $300M to $1B

Palmetto State Bank

Hampton, South CarolinaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closed Within 90 Days of Opening$15Within the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=early_closure; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Account Closed Within 90 Days of Opening | $15.00" · Source

Account Research (per hour)$20

At the national median

Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=account_research; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Account Research (per hour) | $20.00" · Source

Overdraft & NSFVerified

NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means$30Within the typical range ($25–$32 nationally)
$1 above the national median
per item · Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=nsf; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means | $30.00" · Source
Overdraft Charge (First assessed on the 6th business day overdrawn)$5Below the typical range ($20–$30 nationally)
$24 below the national median
Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=overdraft; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Overdraft Charge (First assessed on the 6th business day overdrawn) | $5.00/Day" · Source

Check ServicesVerified

Cashier's Check (each)$7Above the typical range ($3–$6 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=cashiers_check; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Cashier's Check (each) | $7.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closed Within 90 Days of Opening	$15Within the typical range ($10–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=early_closure; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Account Closed Within 90 Days of Opening \| $15.00"	Source
Account Research (per hour)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=account_research; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Account Research (per hour) \| $20.00"	Source
Overdraft & NSFVerified
NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means	$30Within the typical range ($25–$32 nationally)	$1 above the national median	per item	Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=nsf; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="NSF Fee Charge (Each Item Presented and Returned) Created by check ln-person withdrawal or other electronic means \| $30.00"	Source

Check ServicesVerified
Cashier's Check (each)	$7Above the typical range ($3–$6 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3348. canonical_hint=cashiers_check; text_hash=a45de7dc75dcd8c87a06f8d7085db3d9cc5a545326dc0cbf25d5bf30fd6c91b3; excerpt="Cashier's Check (each) \| $7.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $5

83% below the national median overdraft fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$597.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$597.5M

Total deposits

$493.7M

Service charge income

$287K

Fee income ratio

5.1%

Return on assets

1.15%

Branches

Service charge income by quarter

Q2 2026$287K

Q1 2026$275K

Q4 2025$272K

Q3 2025$259K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 21,453 verified fees from 2,141 institutions

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