9 banks and credit unions have branches in North Kingstown. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Rhode Island
North Kingstown counts institutions with a branch here, wherever headquartered. Rhode Island counts institutions headquartered in the state.
North Kingstown
6 institutions with a branch here
$2.50
Rhode Island
5 institutions headquartered in Rhode Island
$2
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose North Kingstown median sits furthest from Rhode Island's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare North Kingstown with Rhode Island and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
North Kingstown
5 institutions with a branch here
$35
Rhode Island
7 institutions headquartered in Rhode Island
$32
U.S.
2,605 institutions in the index
$30
North Kingstown covers every institution with a branch here, wherever it is headquartered. Rhode Island covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Bank · based in Providence, RI · 2 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Westerly, RI · 1 branch here
Bank · based in Brookline, MA · 1 branch here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Middletown, RI · 1 branch here
Bank · based in West Warwick, RI · 1 branch here
Account not yet known
“Overdraft Fee*** | $32.00”
Credit union, membership rules apply · based in Pawtucket, RI · 1 branch here
Account not yet known
“Overdraft Privilege Standard or Extended Coverage | $35 Insufficient/Uncollected Funds (Overdraft) Paid fee per item presented*”
Credit union, membership rules apply · based in Smithfield, RI · 1 branch here
Credit union, membership rules apply · based in Coventry, RI · 1 branch here
Largest banks by local bank deposits
Share of the $1.2 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washington County
Deposits and branches cover the City of North Kingstown. Population and income cover Washington County, the county with most of North Kingstown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washington County.
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