Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Coastal1 Federal Credit Union

Pawtucket, Rhode IslandCredit UnionBoston Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Monthly service charge (Direct Plus)$10Within the typical range ($3.50–$10 nationally)

Monthly service charge of$25

$19.50 above the national median

per month · Source

Overdraft & NSFVerified

Overdraft Protection link to another deposit account you have at Coastal1 Credit Union$10Below the typical range ($25–$32 nationally)
$20 below the national median
Source

Wire TransfersVerified

Free incoming domestic wires$0Below the typical range ($5–$15 nationally)
$10 below the national median
Source

Check ServicesVerified

Free cashier checks (Advantage Checking)$0Below the typical range ($3–$6 nationally)
$5 below the national median
Source
Free money orders (Advantage Checking)$0Below the typical range ($1.50–$3 nationally)
$2 below the national median
Source
Free Stop Payment on checks$0Below the typical range ($20–$30 nationally)
$27 below the national median
Source

Cash & DepositVerified

Free coin sorting at in-branch machines$0Within the typical range ($0–$5 nationally)
$0.75 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Monthly service charge (Direct Plus)	$10Within the typical range ($3.50–$10 nationally)	$4.50 above the national median	per month	—	Source
Monthly service charge of	$25Above the typical range ($3.50–$10 nationally)	$19.50 above the national median	per month	—	Source
Overdraft & NSFVerified
Overdraft Protection link to another deposit account you have at Coastal1 Credit Union	$10Below the typical range ($25–$32 nationally)	$20 below the national median	—	—	Source
Wire TransfersVerified
Free incoming domestic wires	$0Below the typical range ($5–$15 nationally)	$10 below the national median	—	—	Source
Check ServicesVerified
Free cashier checks (Advantage Checking)	$0Below the typical range ($3–$6 nationally)	$5 below the national median	—	—	Source
Free money orders (Advantage Checking)	$0
Cash & DepositVerified
Free coin sorting at in-branch machines	$0Within the typical range ($0–$5 nationally)	$0.75 below the national median	—	—	Source

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Headline fees published

5 of 15

Published fees

Under review

Assets

$3.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$3.5B

Total deposits

$2.7B

Service charge income (year to date)

$3.3M

Fee income ratio

3.8%

Return on assets

0.73%

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

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Based on 44,347 published fee entries from 2,802 institutions

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