7 banks and credit unions have branches in Temple. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Temple counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Temple
5 institutions with a branch here
$9.95
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Temple median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Temple with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $29.50 to $36.
Median published overdraft fee
Temple
5 institutions with a branch here
$34
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Temple covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 5 with a published overdraft fee.
Bank · based in Millersburg, PA · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Pottstown, PA · 1 branch here
Account not yet known
“Overdraft Protection (Per Item Presentment) | $29.50”
Credit union, membership rules apply · based in Endicott, NY · 1 branch here
Largest banks by local bank deposits
Share of the $277 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Berks County
Deposits and branches cover the City of Temple. Population and income cover Berks County, the county with most of Temple's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Berks County.
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