9 banks and credit unions have branches in North Wales. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
North Wales counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
North Wales
9 institutions with a branch here
$2.50
Pennsylvania
57 institutions headquartered in Pennsylvania
$1.50
U.S.
1,648 institutions in the index
$1.50
Chosen as the fee whose North Wales median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare North Wales with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $39.
Median published overdraft fee
North Wales
9 institutions with a branch here
$35
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,603 institutions in the index
$30
North Wales covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 9 with a published overdraft fee.
Bank · based in Lancaster, PA · 1 branch here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Princeton, NJ · 1 branch here
Account not yet known
“Overdraft Fee $35.00”
Credit union, membership rules apply · based in Chalfont, PA · 1 branch here
Account not yet known
“Non-Sufficient Funds/Courtesy Pay Fee ++ | $35/item | (a�er one year)*”
Credit union, membership rules apply · based in Fort Washington, PA · 1 branch here
Account not yet known
“Overdraft Privilege Fee: | Accounts will be charged the standard Overdraft fee of $32 for handling each overdraft created by”
Largest banks by local bank deposits
Share of the $946 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Montgomery County
Deposits and branches cover the City of North Wales. Population and income cover Montgomery County, the county with most of North Wales's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Montgomery County.
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