13 banks and credit unions have branches in Downingtown. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Downingtown counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Downingtown
12 institutions with a branch here
$11
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Downingtown median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Downingtown with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $39.
Median published overdraft fee
Downingtown
12 institutions with a branch here
$35
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Downingtown covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 12 with a published overdraft fee.
Bank · based in Indiana, PA · 3 branches here
Account not yet known
“Overdraft Fee $36.00 per item”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Hamilton, NJ · 1 branch here
Account not yet known
“$35.00 Overdraft/Uncollected fee for items over $50.00”
Bank · based in Lancaster, PA · 1 branch here
Account not yet known
“Overdraft Fee 6 (per item paid) | $39.00 | Per Item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdrafts (unavailable funds created by check, in-person withdrawal, ATM withdrawal or other electronic means for paid items) $35”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Maple Shade, NJ · 1 branch here
Largest banks by local bank deposits
Share of the $890 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chester County
Deposits and branches cover the City of Downingtown. Population and income cover Chester County, the county with most of Downingtown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chester County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions