8 banks and credit unions have branches in Bedford. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Pennsylvania
Bedford counts institutions with a branch here, wherever headquartered. Pennsylvania counts institutions headquartered in the state.
Bedford
5 institutions with a branch here
$14.95
Pennsylvania
68 institutions headquartered in Pennsylvania
$5
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Bedford median sits furthest from Pennsylvania's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Bedford with Pennsylvania and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Bedford
5 institutions with a branch here
$35
Pennsylvania
119 institutions headquartered in Pennsylvania
$30
U.S.
2,605 institutions in the index
$30
Bedford covers every institution with a branch here, wherever it is headquartered. Pennsylvania covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 5 with a published overdraft fee.
Bank · based in Bedford, PA · 1 branch here
Account not yet known
“NSF/OD Charges $35.00”
Bank · based in Greenville, PA · 1 branch here
Account not yet known
“Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35.00 each”
Bank · based in Somerset, PA · 1 branch here
Bank · based in Altoona, PA · 1 branch here
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Indiana, PA · 1 branch here
Account not yet known
“the $35.00 fee for Non-Sufficient Funds or Overdraft may be assessed per item, up to 4 per day”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Credit union, membership rules apply · based in Bedford, PA · 1 branch here
Largest banks by local bank deposits
Share of the $619 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Bedford County
Deposits and branches cover the City of Bedford. Population and income cover Bedford County, the county with most of Bedford's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Bedford County.
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