27 banks and credit unions have branches in the Eugene-Springfield metro area. The Bank Fee Index holds published fees for 25 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oregon
Eugene-Springfield metro counts institutions with a branch here, wherever headquartered. Oregon counts institutions headquartered in the state.
Eugene-Springfield metro
13 institutions with a branch here
$5
Oregon
30 institutions headquartered in Oregon
$7.75
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Eugene-Springfield metro median sits furthest from Oregon's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Eugene-Springfield metro with Oregon and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Eugene-Springfield metro
15 institutions with a branch here
$30
Oregon
17 institutions headquartered in Oregon
$25
U.S.
2,605 institutions in the index
$30
Eugene-Springfield metro covers every institution with a branch here, wherever it is headquartered. Oregon covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
27 institutions, 15 with a published overdraft fee.
Bank · based in Cincinnati, OH · 11 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Eugene, OR · 10 branches here
Bank · based in Roseburg, OR · 8 branches here
Bank · based in Walla Walla, WA · 8 branches here
Account not yet known
“Overdraft Item (based on available balance2) | $30.00”
Credit union, membership rules apply · based in Springfield, OR · 7 branches here
Account not yet known
“Courtesy Pay (NSF check, ATM withdrawal, ACH, debit card $25 per occurrence”
Bank · based in Cleveland, OH · 6 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Olympia, WA · 5 branches here
Account not yet known
“Overdraft Service Fee $28 per item”
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Portland, OR · 4 branches here
Account not yet known
“Overdraft Fee (item paid) $10.00”
Largest banks by local bank deposits
Share of the $6.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Eugene-Springfield metro's counties
Deposits and branches cover the Eugene-Springfield metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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