6 banks and credit unions have branches in Central Point. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oregon
Central Point counts institutions with a branch here, wherever headquartered. Oregon counts institutions headquartered in the state.
Central Point
6 institutions with a branch here
$5
Oregon
17 institutions headquartered in Oregon
$7.50
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Central Point median sits furthest from Oregon's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Central Point with Oregon and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $20–$36.
Medians for reference: Oregon $25 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 3 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Roseburg, OR · 1 branch here
Bank · based in Medford, OR · 1 branch here
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Medford, OR · 1 branch here
Largest banks by local bank deposits
Share of the $382 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jackson County
Deposits and branches cover the City of Central Point. Population and income cover Jackson County, the county with most of Central Point's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jackson County.
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