7 banks and credit unions have branches in Sand Springs. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Oklahoma
Sand Springs counts institutions with a branch here, wherever headquartered. Oklahoma counts institutions headquartered in the state.
Sand Springs
5 institutions with a branch here
$30
Oklahoma
80 institutions headquartered in Oklahoma
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Sand Springs median sits furthest from Oklahoma's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sand Springs with Oklahoma and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $24 to $36.
Median published overdraft fee
Sand Springs
6 institutions with a branch here
$30
Oklahoma
71 institutions headquartered in Oklahoma
$27.50
U.S.
2,605 institutions in the index
$30
Sand Springs covers every institution with a branch here, wherever it is headquartered. Oklahoma covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Bank · based in Oklahoma City, OK · 2 branches here
Bank · based in Sapulpa, OK · 2 branches here
Account not yet known
“Paid Overdraft Fee | $29.50”
Credit union, membership rules apply · based in Sand Springs, OK · 2 branches here
Account not yet known
“- $30.00 charge for each one-time debit overdraft.”
Bank · based in Tulsa, OK · 1 branch here
Account not yet known
“Overdraft Fee - $36.00 per item1”
Bank · based in Oklahoma City, OK · 1 branch here
Account not yet known
“Overdraft fee (checks and other debits paid) … $35.00 ea.”
Credit union, membership rules apply · based in Tulsa, OK · 1 branch here
Account not yet known
“or o A Courtesy Pay fee of $24.00 each time we pay an overdraft, if you have authorized us to pay overdrafts using our Courtesy Pay services, subject to our Courtesy Pay terms.”
Credit union, membership rules apply · based in Tulsa, OK · 1 branch here
Account not yet known
“Courtesy Pay*/Overdraft Fee* $30.00 per item (may be waived for transactions resulting in a negative balance of”
Largest banks by local bank deposits
Share of the $444 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Tulsa County
Deposits and branches cover the City of Sand Springs. Population and income cover Tulsa County, the county with most of Sand Springs's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Tulsa County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions