15 banks and credit unions have branches in Youngstown. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Youngstown counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Youngstown
8 institutions with a branch here
$12
Ohio
76 institutions headquartered in Ohio
$6.73
U.S.
1,901 institutions in the index
$7
Chosen as the fee whose Youngstown median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Youngstown with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Youngstown
8 institutions with a branch here
$34.50
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,601 institutions in the index
$30
Youngstown covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 8 with a published overdraft fee.
Bank · based in Columbus, OH · 6 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wheeling, WV · 5 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Greenville, PA · 3 branches here
Account not yet known
“Overdrafts for checks, in-person withdrawals, automatic bill payments or other | $35.00 each”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Credit union, membership rules apply · based in Youngstown, OH · 2 branches here
Bank · based in Canfield, OH · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Credit union, membership rules apply · based in Youngstown, OH · 1 branch here
Largest banks by local bank deposits
Share of the $3.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Mahoning County
Deposits and branches cover the City of Youngstown. Population and income cover Mahoning County, the county with most of Youngstown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Mahoning County.
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