10 banks and credit unions have branches in Port Clinton. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Port Clinton counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Port Clinton
6 institutions with a branch here
$7.98
Ohio
76 institutions headquartered in Ohio
$6.73
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Port Clinton median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Port Clinton with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Port Clinton
5 institutions with a branch here
$30
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Port Clinton covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 5 with a published overdraft fee.
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Fremont, OH · 2 branches here
Bank · based in Bellevue, OH · 2 branches here
Bank · based in Genoa, OH · 1 branch here
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Lorain, OH · 1 branch here
Bank · based in Sandusky, OH · 1 branch here
Account not yet known
“Non-sufficient Funds (NSF) Paid Item | $ 035”
Bank · based in The Woodlands, TX · 1 branch here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Credit union, membership rules apply · based in Oak Harbor, OH · 1 branch here
Credit union, membership rules apply · based in Fremont, OH · 1 branch here
Account not yet known
“Overdraft Assessed when an item (check, ATM withdrawal, ACH, Visa Check Card purchase) is presented against your checking or savings account and is paid by the credit union. | $30.”
Largest banks by local bank deposits
Share of the $599 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Ottawa County
Deposits and branches cover the City of Port Clinton. Population and income cover Ottawa County, the county with most of Port Clinton's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Ottawa County.
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