Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Fremont Federal Credit Union

Fremont, OhioCredit UnionCleveland Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Inactive/Dormant Account Assessed per month when an account has no activity for 12 consecutive months$2Below the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=dormant_account; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Inactive/Dormant Account Assessed per month when an account has no activity for 12 consecutive months | $2.00" · Source

Monthly Service Fee – Service Plus$35

$29.05 above the national median

per month · Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=monthly_maintenance; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Monthly Service Fee – Service Plus | $35.00" · Source

Overdraft & NSFVerified

Non-Sufficient Funds (NSF) Assessed when an item (check, ATM withdrawal, ACH, VISA Check Card purchase) is presented aga$30Within the typical range ($25–$31 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=nsf; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Non-Sufficient Funds (NSF) Assessed when an item (check, ATM withdrawal, ACH, VISA Check Card purchase) is presented against your checking or savings account in excess of available" · Source
Overdraft Assessed when an item (check, ATM withdrawal, ACH, Visa Check Card purchase) is presented against your checkin$30Within the typical range ($25–$30 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=overdraft; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Overdraft Assessed when an item (check, ATM withdrawal, ACH, Visa Check Card purchase) is presented against your checking or savings account and is paid by the credit union. | $30." · Source

Check ServicesVerified

Copy of Paid Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=check_image; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Copy of Paid Check | $5.00" · Source
Money Orders$3Within the typical range ($2–$3.50 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=money_order; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Money Orders | $3.00" · Source
Non-Member Check Cashing Fee$3Below the typical range ($5–$10 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=check_cashing; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Non-Member Check Cashing Fee | $3.00" · Source
Official Check Order$5Within the typical range ($3–$5.50 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=cashiers_check; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Official Check Order | $5.00" · Source
Stop Payment Order/Renewal$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=stop_payment; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Stop Payment Order/Renewal | $25.00" · Source

Digital & ElectronicVerified

Online Banking with Bill Payment Option$0Within the typical range ($0–$10.46 nationally)
$4.95 below the national median
Knox read a free fee from Rosetta artifact #6281. canonical_hint=bill_pay; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Online Banking with Bill Payment Option | FREE" · Source

Account ServicesVerified

Legal Processing Attachments, garnishments, tax levies, etc.$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=garnishment_levy; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Legal Processing Attachments, garnishments, tax levies, etc. | $50.00" · Source

Other FeesVerified

Interim Statement Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=document_reproduction; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Interim Statement Copy | $5.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Inactive/Dormant Account Assessed per month when an account has no activity for 12 consecutive months	$2Below the typical range ($5–$10 nationally)	$3 below the national median	per month	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=dormant_account; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Inactive/Dormant Account Assessed per month when an account has no activity for 12 consecutive months \| $2.00"	Source
Monthly Service Fee – Service Plus	$35Above the typical range ($3–$10 nationally)	$29.05 above the national median	per month	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=monthly_maintenance; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Monthly Service Fee – Service Plus \| $35.00"	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF) Assessed when an item (check, ATM withdrawal, ACH, VISA Check Card purchase) is presented aga	$30Within the typical range ($25–$31 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=nsf; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Non-Sufficient Funds (NSF) Assessed when an item (check, ATM withdrawal, ACH, VISA Check Card purchase) is presented against your checking or savings account in excess of available"	Source
Check ServicesVerified
Copy of Paid Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=check_image; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Copy of Paid Check \| $5.00"	Source
Money Orders	$3
Digital & ElectronicVerified
Online Banking with Bill Payment Option	$0Within the typical range ($0–$10.46 nationally)	$4.95 below the national median	—	Knox read a free fee from Rosetta artifact #6281. canonical_hint=bill_pay; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Online Banking with Bill Payment Option \| FREE"	Source
Account ServicesVerified
Legal Processing Attachments, garnishments, tax levies, etc.	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=garnishment_levy; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Legal Processing Attachments, garnishments, tax levies, etc. \| $50.00"	Source
Other FeesVerified
Interim Statement Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #6281. canonical_hint=document_reproduction; text_hash=96d62bc8e4fa05be061deec1a373c0574e1386248117e1482824c9f07e937c11; excerpt="Interim Statement Copy \| $5.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 12 — leaner than most institutions

Published fees

Under review

Assets

$391.4M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$391.4M

Total deposits

$334.8M

Service charge income (year to date)

$1.3M

Fee income ratio

9.9%

Return on assets

0.98%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 25,662 verified fees from 2,224 institutions

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