14 banks and credit unions have branches in the Lima metro area. The Bank Fee Index holds published fees for 11 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Lima metro counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Lima metro
7 institutions with a branch here
$3.25
Ohio
61 institutions headquartered in Ohio
$2
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Lima metro median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lima metro with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Lima metro
9 institutions with a branch here
$34
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Lima metro covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
14 institutions, 9 with a published overdraft fee.
Credit union, membership rules apply · based in Lima, OH · 9 branches here
Bank · based in Bluffton, OH · 6 branches here
Account not yet known
“"Overdraft Fee - Paid Item": | $35.00 per item* up to $140.00 per day”
Bank · based in Columbus, OH · 4 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Wheeling, WV · 4 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus Grove, OH · 3 branches here
Bank · based in Pandora, OH · 3 branches here
Bank · based in Cincinnati, OH · 2 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Credit union, membership rules apply · based in Cridersville, OH · 2 branches here
Account not yet known
“Courtesy Pay fee | $30.00 per item”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“Overdraft Fee-Paid Item (Maximum of 2 Items/Day) $25.00 Per Item6”
Largest banks by local bank deposits
Share of the $2.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lima metro's counties
Deposits and branches cover the Lima metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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