Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Topmark Federal Credit Union

Cridersville, OhioCredit UnionCleveland Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Closure$5Below the typical range ($10–$25 nationally)

Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=early_closure; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Account Closure | $5.00 if account is closed within 12 months" · Source

Christmas/Vacation Club Early Withdrawal$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=early_closure; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Christmas/Vacation Club Early Withdrawal | $25.00" · Source

Dormant Account Fee$5

At the national median

Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=dormant_account; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Dormant Account Fee | $5.00 per Quarter after 24 months of no activity" · Source

Overdraft & NSFVerified

Courtesy Pay fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=overdraft; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Courtesy Pay fee | $30.00 per item" · Source
Return Item fee$30Within the typical range ($25–$31 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=nsf; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Return Item fee | $30.00 per item" · Source

ATM & CardVerified

Replace Debit Card fee$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=card_replacement; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Replace Debit Card fee | $10.00" · Source

Wire TransfersVerified

Wire Transfer (outgoing)$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=wire_domestic_outgoing; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Wire Transfer (outgoing) | $20.00" · Source

Check ServicesVerified

Certified Check$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=cashiers_check; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Certified Check | $3.00" · Source
Money Order fee$2Within the typical range ($1.75–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=money_order; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Money Order fee | $2.00 per money order" · Source
Official Check - Non-Member$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=cashiers_check; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Official Check - Non-Member | $5.00" · Source
Stop Payment ACH/Share Draft$20Within the typical range ($20–$30 nationally)
$5.50 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=stop_payment; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Stop Payment ACH/Share Draft | $20.00" · Source

Digital & ElectronicVerified

Bill Pay$4.95Within the typical range ($0–$11.29 nationally)
$0.02 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=bill_pay; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Bill Pay | $4.95 if no activity for 90 days" · Source
Return fee ACH Origination$30Above the typical range ($5–$20 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=ach_origination; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Return fee ACH Origination | $30.00" · Source

Cash & DepositVerified

Deposited Item Return fee$30Above the typical range ($10–$25 nationally)
$15 above the national median
per item · Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=deposited_item_return; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Deposited Item Return fee | $30.00 per item" · Source

Lending FeesVerified

Loan Late Fee$25Within the typical range ($15–$25 nationally)
$0.75 above the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=late_payment; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Loan Late Fee | $25 after 10 day grace period" · Source
Skip A Pay$35Above the typical range ($15–$25 nationally)
$10.75 above the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=late_payment; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Skip A Pay | $35.00 per loan" · Source

Retirement & IRAVerified

IRA Closing$25Within the typical range ($25–$35 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=ira_termination; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="IRA Closing | $25.00 Under 59 1/2" · Source

Gift & Prepaid CardsVerified

VISA Gift Card$3.95Within the typical range ($3–$4.50 nationally)
$0.45 above the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=gift_card_purchase; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="VISA Gift Card | $3.95" · Source

Other FeesVerified

Overnight Mail Fee$20Within the typical range ($20–$40 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=courier_delivery; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Overnight Mail Fee | $20.00" · Source
Statement Copy (archived copies)$1Below the typical range ($2–$5 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=document_reproduction; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Statement Copy (archived copies) | $1.00 per page" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Closure	$5Below the typical range ($10–$25 nationally)	$10 below the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=early_closure; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Account Closure \| $5.00 if account is closed within 12 months"	Source
Christmas/Vacation Club Early Withdrawal	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=early_closure; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Christmas/Vacation Club Early Withdrawal \| $25.00"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=dormant_account; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Dormant Account Fee \| $5.00 per Quarter after 24 months of no activity"	Source
Overdraft & NSFVerified
Courtesy Pay fee	$30Within the typical range ($25–$31 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=overdraft; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Courtesy Pay fee \| $30.00 per item"	Source
Return Item fee	$30
ATM & CardVerified
Replace Debit Card fee	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=card_replacement; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Replace Debit Card fee \| $10.00"	Source
Wire TransfersVerified
Wire Transfer (outgoing)	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=wire_domestic_outgoing; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Wire Transfer (outgoing) \| $20.00"	Source
Check ServicesVerified
Certified Check	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=cashiers_check; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Certified Check \| $3.00"	Source
Money Order fee	$2
Digital & ElectronicVerified
Bill Pay	$4.95Within the typical range ($0–$11.29 nationally)	$0.02 below the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=bill_pay; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Bill Pay \| $4.95 if no activity for 90 days"	Source
Return fee ACH Origination	$30
Cash & DepositVerified
Deposited Item Return fee	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per item	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=deposited_item_return; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Deposited Item Return fee \| $30.00 per item"	Source
Lending FeesVerified
Loan Late Fee	$25Within the typical range ($15–$25 nationally)	$0.75 above the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=late_payment; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Loan Late Fee \| $25 after 10 day grace period"	Source
Skip A Pay	$35
Retirement & IRAVerified
IRA Closing	$25Within the typical range ($25–$35 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=ira_termination; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="IRA Closing \| $25.00 Under 59 1/2"	Source
Gift & Prepaid CardsVerified
VISA Gift Card	$3.95Within the typical range ($3–$4.50 nationally)	$0.45 above the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=gift_card_purchase; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="VISA Gift Card \| $3.95"	Source
Other FeesVerified
Overnight Mail Fee	$20Within the typical range ($20–$40 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #6257. canonical_hint=courier_delivery; text_hash=72d7eb602d8efa92b9ae22038b906f32017a27d5f47ab9dc2fb47aeab2db91e2; excerpt="Overnight Mail Fee \| $20.00"	Source
Statement Copy (archived copies)	$1

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 20 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$62.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$62.6M

Total deposits

$56.2M

Service charge income (year to date)

$239K

Fee income ratio

10.1%

Return on assets

0.39%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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