45 banks and credit unions have branches in the Toledo metro area. The Bank Fee Index holds published fees for 26 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Ohio
Toledo metro counts institutions with a branch here, wherever headquartered. Ohio counts institutions headquartered in the state.
Toledo metro
11 institutions with a branch here
$2
Ohio
52 institutions headquartered in Ohio
$3
U.S.
1,229 institutions in the index
$3
Chosen as the fee whose Toledo metro median sits furthest from Ohio's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Toledo metro with Ohio and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Toledo metro
21 institutions with a branch here
$32
Ohio
116 institutions headquartered in Ohio
$30
U.S.
2,605 institutions in the index
$30
Toledo metro covers every institution with a branch here, wherever it is headquartered. Ohio covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
45 institutions, 21 with a published overdraft fee.
Bank · based in Columbus, OH · 27 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cincinnati, OH · 19 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Cleveland, OH · 19 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Archbold, OH · 11 branches here
Bank · based in Wilmington, DE · 11 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Toledo, OH · 10 branches here
Bank · based in Providence, RI · 8 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Defiance, OH · 8 branches here
Credit union, membership rules apply · based in Maumee, OH · 8 branches here
Bank · based in Wheeling, WV · 7 branches here
Account not yet known
“Overdraft Fee (per debit) $35.00**”
Largest banks by local bank deposits
Share of the $16.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Toledo metro's counties
Deposits and branches cover the Toledo metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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