10 banks and credit unions have branches in Whitestone. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Whitestone counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Whitestone
6 institutions with a branch here
$30
New York
136 institutions headquartered in New York
$25
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Whitestone median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Whitestone with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $35.
Median published overdraft fee
Whitestone
5 institutions with a branch here
$34
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Whitestone covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
10 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Whitestone, NY · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Hauppauge, NY · 1 branch here
Bank · based in Sioux Falls, SD · 1 branch here
Bank · based in McLean, VA · 1 branch here
Account not yet known
“No-Fee Overdraft | Free”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Glen Cove, NY · 1 branch here
Bank · based in Englewood Cliffs, NJ · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Largest banks by local bank deposits
Share of the $2.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Queens County
Deposits and branches cover the City of Whitestone. Population and income cover Queens County, the county with most of Whitestone's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Queens County.
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