9 banks and credit unions have branches in West Seneca. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
West Seneca counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
West Seneca
7 institutions with a branch here
$2.50
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose West Seneca median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare West Seneca with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $40.
Median published overdraft fee
West Seneca
7 institutions with a branch here
$35
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
West Seneca covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 7 with a published overdraft fee.
Bank · based in Buffalo, NY · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Cleveland, OH · 2 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Providence, RI · 2 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Credit union, membership rules apply · based in Cheektowaga, NY · 2 branches here
Account not yet known
“• Courtesy Pay/Overdraft Advance | $35.00”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Norwich, NY · 1 branch here
Bank · based in Warren, PA · 1 branch here
Account not yet known
“Overdraft-Paid Item Fee | $37 per item”
Bank · based in Canton, NY · 1 branch here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Credit union, membership rules apply · based in West Seneca, NY · 1 branch here
Largest banks by local bank deposits
Share of the $1.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Erie County
Deposits and branches cover the City of West Seneca. Population and income cover Erie County, the county with most of West Seneca's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Erie County.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions