14 banks and credit unions have branches in Poughkeepsie. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Poughkeepsie counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Poughkeepsie
10 institutions with a branch here
$11.98
New York
65 institutions headquartered in New York
$5
U.S.
1,902 institutions in the index
$7
Chosen as the fee whose Poughkeepsie median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Poughkeepsie with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $38.
Median published overdraft fee
Poughkeepsie
9 institutions with a branch here
$34
New York
101 institutions headquartered in New York
$30
U.S.
2,600 institutions in the index
$30
Poughkeepsie covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
14 institutions, 9 with a published overdraft fee.
Bank · based in Rhinebeck, NY · 5 branches here
Account not yet known
“Fee $35.00”
Credit union, membership rules apply · based in Poughkeepsie, NY · 4 branches here
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Kingston, NY · 2 branches here
Credit union, membership rules apply · based in Poughkeepsie, NY · 2 branches here
Account not yet known
“Overdraft Privilege Fee2 (ODP) | $25.00/item”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Norwich, NY · 1 branch here
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Largest banks by local bank deposits
Share of the $3.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Dutchess County
Deposits and branches cover the City of Poughkeepsie. Population and income cover Dutchess County, the county with most of Poughkeepsie's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Dutchess County.
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