7 banks and credit unions have branches in Niskayuna. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Niskayuna counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Niskayuna
5 institutions with a branch here
$15
New York
65 institutions headquartered in New York
$5
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Niskayuna median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Niskayuna with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$35.
Medians for reference: New York $30 · U.S. $30
Local median not shown; five institutions required.
7 institutions, 4 with a published overdraft fee.
Bank · based in Glenville, NY · 1 branch here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Scotia, NY · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Poughkeepsie, NY · 1 branch here
Largest banks by local bank deposits
Share of the $383 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Schenectady County
Deposits and branches cover the City of Niskayuna. Population and income cover Schenectady County, the county with most of Niskayuna's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Schenectady County.
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