15 banks and credit unions have branches in Melville. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Melville counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Melville
8 institutions with a branch here
$2.50
New York
85 institutions headquartered in New York
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Melville median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Melville with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Melville
8 institutions with a branch here
$22.50
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Melville covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 8 with a published overdraft fee.
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Hauppauge, NY · 2 branches here
Bank · based in Englewood Cliffs, NJ · 2 branches here
Bank · based in Toms River, NJ · 2 branches here
Account not yet known
“• Customers are charged a fee of $30 each time an overdraft transaction is paid.”
Bank · based in Hicksville, NY · 1 branch here
Account not yet known
“assess an Overdraft Charge of $30 per Item. However, we will not charge you more than three Overdraft”
Bank · based in Miami Lakes, FL · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Buffalo, NY · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Los Angeles, CA · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Largest banks by local bank deposits
Share of the $8.3 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Suffolk County
Deposits and branches cover the City of Melville. Population and income cover Suffolk County, the county with most of Melville's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Suffolk County.
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