18 banks and credit unions have branches in Latham. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Latham counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Latham
10 institutions with a branch here
$2.25
New York
85 institutions headquartered in New York
$1.50
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Latham median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Latham with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $40.
Median published overdraft fee
Latham
10 institutions with a branch here
$33
New York
101 institutions headquartered in New York
$30
U.S.
2,601 institutions in the index
$30
Latham covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
18 institutions, 10 with a published overdraft fee.
Bank · based in Glenville, NY · 4 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Albany, NY · 1 branch here
Account not yet known
“Item Paid utilizing Overdraft Privilege (ODP) - per item $30.00”
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Norwich, NY · 1 branch here
Bank · based in Elmira, NY · 1 branch here
Bank · based in Brookline, MA · 1 branch here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $2.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Albany County
Deposits and branches cover the City of Latham. Population and income cover Albany County, the county with most of Latham's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Albany County.
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