6 banks and credit unions have branches in Geneseo. The Bank Fee Index holds published fees for 5 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Geneseo counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Geneseo
5 institutions with a branch here
$35
New York
171 institutions headquartered in New York
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Geneseo median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Geneseo with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $5 to $40.
Median published overdraft fee
Geneseo
5 institutions with a branch here
$38
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Geneseo covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
6 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Geneseo, NY · 2 branches here
Bank · based in Ithaca, NY · 1 branch here
Account not yet known
“»Overdraft Fee ‐ Paid* $38.00 per transaction”
Bank · based in Warsaw, NY · 1 branch here
Account not yet known
“Overdraft Item Fee (Item Paid) | $40.00 | Per Item”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Canton, NY · 1 branch here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Credit union, membership rules apply · based in Rochester, NY · 1 branch here
Account not yet known
“Courtesy Pay Overdraft Fee | $5.00”
Largest banks by local bank deposits
Share of the $441 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Livingston County
Deposits and branches cover the City of Geneseo. Population and income cover Livingston County, the county with most of Geneseo's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Livingston County.
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