8 banks and credit unions have branches in Delmar. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New York
Delmar counts institutions with a branch here, wherever headquartered. New York counts institutions headquartered in the state.
Delmar
6 institutions with a branch here
$2.75
New York
85 institutions headquartered in New York
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Delmar median sits furthest from New York's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Delmar with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $40.
Median published overdraft fee
Delmar
6 institutions with a branch here
$32.50
New York
101 institutions headquartered in New York
$30
U.S.
2,605 institutions in the index
$30
Delmar covers every institution with a branch here, wherever it is headquartered. New York covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
8 institutions, 6 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Glenville, NY · 1 branch here
Bank · based in Providence, RI · 1 branch here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Brookline, MA · 1 branch here
Account not yet known
“Overdraft/Unavailable Funds (UAF) Overdraft Fee8,9,14 … $35.00”
Bank · based in Canton, NY · 1 branch here
Account not yet known
“Overdraft Fee for the $40 transaction, because your current balance is sufficient to cover the amount of the check transaction”
Bank · based in Albany, NY · 1 branch here
Account not yet known
“Item Paid utilizing Overdraft Privilege (ODP) - per item $30.00”
Credit union, membership rules apply · based in Albany, NY · 1 branch here
Largest banks by local bank deposits
Share of the $1.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Albany County
Deposits and branches cover the City of Delmar. Population and income cover Albany County, the county with most of Delmar's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Albany County.
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