2 banks and credit unions have branches in Cambridge. The Bank Fee Index holds published fees for 2 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: New York $30 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Cambridge with New York and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
2 institutions, 2 with a published overdraft fee.
Bank · based in Glens Falls, NY · 1 branch here
Account not yet known
“• Overdraft fee* (applies to transactions created by check, ACH or Recurring Debit Card Transactions) ..............................................................................”
Credit union, membership rules apply · based in Ballston Spa, NY · 1 branch here
Account not yet known
“Overdraft ACH/Check Fee | $25.00 per submission”
Largest banks by local bank deposits
Share of the $60 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washington County
Deposits and branches cover the City of Cambridge. Population and income cover Washington County, the county with most of Cambridge's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washington County.
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