15 banks and credit unions have branches in Sparks. The Bank Fee Index holds published fees for 13 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Nevada
Sparks counts institutions with a branch here, wherever headquartered. Nevada counts institutions headquartered in the state.
Sparks
8 institutions with a branch here
$2.50
Nevada
5 institutions headquartered in Nevada
$1.50
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Sparks median sits furthest from Nevada's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sparks with Nevada and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Sparks
10 institutions with a branch here
$29.50
Nevada
11 institutions headquartered in Nevada
$25
U.S.
2,605 institutions in the index
$30
Sparks covers every institution with a branch here, wherever it is headquartered. Nevada covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
15 institutions, 10 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 4 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Cincinnati, OH · 4 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Columbus, OH · 3 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Phoenix, AZ · 2 branches here
Account not yet known
“NSF Item Paid Fee | $35.00 per item / maximum $175.00 per day”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Credit union, membership rules apply · based in Carson City, NV · 2 branches here
Account not yet known
“Max Overdraft Access … $25.00”
Credit union, membership rules apply · based in St Joseph, MI · 2 branches here
Account not yet known
“imposing a Courtesy Pay fee ($25) for each overdraft we pay.”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Kalispell, MT · 1 branch here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Bank · based in Chicago, IL · 1 branch here
Largest banks by local bank deposits
Share of the $2.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Washoe County
Deposits and branches cover the City of Sparks. Population and income cover Washoe County, the county with most of Sparks's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Washoe County.
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