13 banks and credit unions have branches in the Farmington metro area. The Bank Fee Index holds published fees for 7 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Mexico
Farmington metro counts institutions with a branch here, wherever headquartered. New Mexico counts institutions headquartered in the state.
Farmington metro
5 institutions with a branch here
$8
New Mexico
21 institutions headquartered in New Mexico
$5.95
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Farmington metro median sits furthest from New Mexico's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Farmington metro with New Mexico and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Farmington metro
6 institutions with a branch here
$27
New Mexico
20 institutions headquartered in New Mexico
$30
U.S.
2,605 institutions in the index
$30
Farmington metro covers every institution with a branch here, wherever it is headquartered. New Mexico covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
13 institutions, 6 with a published overdraft fee.
Bank · based in Farmington, NM · 6 branches here
Bank · based in Roswell, NM · 5 branches here
Bank · based in Farmington, NM · 4 branches here
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Killeen, TX · 2 branches here
Credit union, membership rules apply · based in Albuquerque, NM · 2 branches here
Credit union, membership rules apply · based in Albuquerque, NM · 2 branches here
Account not yet known
“**Overdraft Fee – for Non-Sufficient Funds (per paid item/transaction) … $25”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Salt Lake City, UT · 1 branch here
Account not yet known
“Overdraft Fee - Paid Items | $29.00”
Bank · based in Seattle, WA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) | $30 Per Presentment§”
Largest banks by local bank deposits
Share of the $1.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Farmington metro's counties
Deposits and branches cover the Farmington metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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