6 banks and credit unions have branches in Bernalillo. The Bank Fee Index holds published fees for 4 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: New Mexico $5.95 · U.S. $6.99
Local median not shown; five institutions required.
Pick a fee to compare Bernalillo with New Mexico and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Three published overdraft fees: $35–$36.
Medians for reference: New Mexico $30 · U.S. $30
6 institutions, 3 with a published overdraft fee.
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Killeen, TX · 1 branch here
Credit union, membership rules apply · based in Albuquerque, NM · 1 branch here
Credit union, membership rules apply · based in Albuquerque, NM · 1 branch here
Largest banks by local bank deposits
Share of the $256 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Sandoval County
Deposits and branches cover the City of Bernalillo. Population and income cover Sandoval County, the county with most of Bernalillo's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Sandoval County.
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