23 banks and credit unions have branches in Edison. The Bank Fee Index holds published fees for 19 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from New Jersey
Edison counts institutions with a branch here, wherever headquartered. New Jersey counts institutions headquartered in the state.
Edison
8 institutions with a branch here
$2.50
New Jersey
34 institutions headquartered in New Jersey
$1.38
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Edison median sits furthest from New Jersey's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Edison with New Jersey and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $39.
Median published overdraft fee
Edison
15 institutions with a branch here
$35
New Jersey
51 institutions headquartered in New Jersey
$30
U.S.
2,605 institutions in the index
$30
Edison covers every institution with a branch here, wherever it is headquartered. New Jersey covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
23 institutions, 15 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 3 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Jersey City, NJ · 2 branches here
Account not yet known
“• We will charge you a fee of $35.00* each time we pay an overdraft.”
Bank · based in Providence, RI · 2 branches here
Account not yet known
“Overdraft Fee | $35 Per item paid if your account is overdrawn”
Bank · based in Wilmington, DE · 2 branches here
Account not yet known
“Insufficient Funds Fee – Item Paid | $15”
Bank · based in Fair Lawn, NJ · 2 branches here
Account not yet known
“When the Bank chooses to pay an item, you may be assessed a $35 NSF–Paid fee and your merchant will be paid.”
Bank · based in New Brunswick, NJ · 2 branches here
Account not yet known
“Bounce Protection | Overdraft/Uncollected Fee of $30.00 for each item (up to 6 charges per day)”
Bank · based in McLean, VA · 1 branch here
Account not yet known
“No-Fee Overdraft | Free”
Largest banks by local bank deposits
Share of the $7.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Middlesex County
Deposits and branches cover the City of Edison. Population and income cover Middlesex County, the county with most of Edison's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Middlesex County.
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