Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Regional bank, $10B to $50B

Provident Bank

Jersey City, New JerseyBankNew York Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation/Research (per hour)$25Within the typical range ($20–$25 nationally)

Minimum Balance Penalty Fee$3

$2 below the national median

Source

Service Charge for Early Account Closure-8$15

At the national median

Source

ATM & CardVerified

Replacement of Lost or Stolen ATM/Debit Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Source

Check ServicesVerified

Copy of Paid Check (front and back)$15Above the typical range ($2–$5 nationally)
$12 above the national median
Source
Counter Check (4 checks)$5Above the typical range ($1–$4 nationally)
$3 above the national median
Source

Account ServicesVerified

Civil Subpoena$100Within the typical range ($50–$150 nationally)
At the national median
Source
Key Replacement (per key)$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source
Levies$150Above the typical range ($30–$75 nationally)
$100 above the national median
Source

Lending FeesVerified

Dormant Accounts (no activity for 3 or more years; | Late Payment (10 days grace period)$10Below the typical range ($15–$25 nationally)
$11 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation/Research (per hour)	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Minimum Balance Penalty Fee	$3Within the typical range ($3–$10 nationally)	$2 below the national median	—	—	Source
Service Charge for Early Account Closure-8	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
ATM & CardVerified
Replacement of Lost or Stolen ATM/Debit Card	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	—	Source
Check ServicesVerified
Copy of Paid Check (front and back)	$15Above the typical range ($2–$5 nationally)	$12 above the national median	—	—	Source
Counter Check (4 checks)	$5
Account ServicesVerified
Civil Subpoena	$100Within the typical range ($50–$150 nationally)	At the national median	—	—	Source
Key Replacement (per key)	$25
Lending FeesVerified
Dormant Accounts (no activity for 3 or more years; \| Late Payment (10 days grace period)	$10Below the typical range ($15–$25 nationally)	$11 below the national median	—	—	Source

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Headline fees published

2 of 15

Published fees

Under review

Assets

$25.7B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$25.7B

Total deposits

$19.6B

Service charge income

$5.3M

Fee income ratio

2.2%

Return on assets

1.33%

Branches

139

Service charge income by quarter

Q2 2026$5.3M

Q1 2026$5.2M

Q4 2025$5.2M

Q3 2025$5.1M

Financial profile · Pro

Performance from regulator filings

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