47 banks and credit unions have branches in the Lincoln metro area. The Bank Fee Index holds published fees for 30 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Nebraska
Lincoln metro counts institutions with a branch here, wherever headquartered. Nebraska counts institutions headquartered in the state.
Lincoln metro
18 institutions with a branch here
$10
Nebraska
42 institutions headquartered in Nebraska
$7.23
U.S.
1,903 institutions in the index
$7
Chosen as the fee whose Lincoln metro median sits furthest from Nebraska's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Lincoln metro with Nebraska and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Lincoln metro
17 institutions with a branch here
$30
Nebraska
44 institutions headquartered in Nebraska
$30
U.S.
2,605 institutions in the index
$30
Lincoln metro covers every institution with a branch here, wherever it is headquartered. Nebraska covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
47 institutions, 17 with a published overdraft fee.
Bank · based in Lincoln, NE · 20 branches here
Bank · based in Lincoln, NE · 12 branches here
Account not yet known
“$32 NSF Paid Item Fee/Returned Item Fee for items paid over $10.”
Bank · based in Lincoln, NE · 8 branches here
Bank · based in Cincinnati, OH · 7 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Lincoln, NE · 6 branches here
Bank · based in Sioux Falls, SD · 5 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Billings, MT · 5 branches here
Account not yet known
“Standard overdraft fees of $10 apply each time an overdraft is paid (up to 3 per day for Orange Checking accounts and up to 4 per day for Basic Checking, Select Checking, and Premi”
Bank · based in Lincoln, NE · 5 branches here
Credit union, membership rules apply · based in Lincoln, NE · 5 branches here
Bank · based in Milford, NE · 4 branches here
Largest banks by local bank deposits
Share of the $16.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Lincoln metro's counties
Deposits and branches cover the Lincoln metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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