12 banks and credit unions have branches in Wake Forest. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Wake Forest counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Wake Forest
8 institutions with a branch here
$2.50
North Carolina
19 institutions headquartered in North Carolina
$1.50
U.S.
1,650 institutions in the index
$1.50
Chosen as the fee whose Wake Forest median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Wake Forest with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Wake Forest
11 institutions with a branch here
$35
North Carolina
22 institutions headquartered in North Carolina
$29
U.S.
2,600 institutions in the index
$30
Wake Forest covers every institution with a branch here, wherever it is headquartered. North Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
12 institutions, 11 with a published overdraft fee.
Bank · based in Charlotte, NC · 2 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in Fuquay Varina, NC · 2 branches here
Account not yet known
“Overdraft Fee: $35.00”
Bank · based in Sioux Falls, SD · 1 branch here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Winston Salem, NC · 1 branch here
Account not yet known
“Non-Sufficient Funds (NSF) – Paid Check/ACH | $20.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Memphis, TN · 1 branch here
Account not yet known
“Overdraft fee on checks, ACH debits | $35”
Bank · based in Kenbridge, VA · 1 branch here
Account not yet known
“Overdraft Fee | $37.00 per item*”
Bank · based in Lawton, OK · 1 branch here
Account not yet known
“Each overdrawn item paid or returned will be subject to the Bank’s current overdraft fee of $20.00 or return item fee of $20.00, as applicable, and the fees will be included in the”
Largest banks by local bank deposits
Share of the $1.0 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Wake County
Deposits and branches cover the City of Wake Forest. Population and income cover Wake County, the county with most of Wake Forest's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Wake County.
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