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Piedmont Federal Savings Bank Fees and Fee Schedule | Fee Insight

Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, $1B to $10B

Piedmont Federal Savings Bank

Winston Salem, North CarolinaBankRichmond Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

Overdraft & NSFVerified

Non-Sufficient Funds Daily Cap$60
per day · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source

Overdraft & NSFVerified
Non-Sufficient Funds Daily Cap	$60	—	per day	—	Source

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Verified fees

Under review

Assets

$1.3B

Status: Verified

1 verified fee so far. Once 5 are verified, this profile gets a national-median comparison and a free competitive report.

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$1.3B

Total deposits

$973.7M

Service charge income

$146K

Fee income ratio

1.7%

Return on assets

0.25%

Branches

Service charge income by quarter

Q2 2026$146K

Q1 2026$132K

Q4 2025$122K

Q3 2025$118K

Financial profile · Pro

Performance from regulator filings

Total assets

— —

Net income

— —

Return on assets

— —

Net charge-off rate

— —

Regulator

Primary regulator: OCC
Holding company: Piedmont Financial Holding Co

How we verify fees

Verified fees have cleared review and are used in Bank Fee Index benchmarks.Fees marked Under review are shown with their source for context, but stay out of benchmark scores until they clear.Financial figures come from public FDIC and NCUA call reports and are shown in whole dollars by Fee Insight.

·Methodology

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 58 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 20,792 verified fees from 2,117 institutions

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