16 banks and credit unions have branches in the Rocky Mount metro area. The Bank Fee Index holds published fees for 12 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from North Carolina
Rocky Mount metro counts institutions with a branch here, wherever headquartered. North Carolina counts institutions headquartered in the state.
Rocky Mount metro
10 institutions with a branch here
$8.98
North Carolina
23 institutions headquartered in North Carolina
$5
U.S.
1,904 institutions in the index
$7
Chosen as the fee whose Rocky Mount metro median sits furthest from North Carolina's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Rocky Mount metro with North Carolina and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $20 to $36.
Median published overdraft fee
Rocky Mount metro
9 institutions with a branch here
$32
North Carolina
22 institutions headquartered in North Carolina
$29
U.S.
2,605 institutions in the index
$30
Rocky Mount metro covers every institution with a branch here, wherever it is headquartered. North Carolina covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
16 institutions, 9 with a published overdraft fee.
Bank · based in Mount Olive, NC · 7 branches here
Account not yet known
“• First occurrence … $20.00”
Bank · based in Wilmington, DE · 5 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Raleigh, NC · 5 branches here
Bank · based in Rocky Mount, NC · 4 branches here
Account not yet known
“Overdraft Fee (this fee applies to overdraft created by check, in person withdrawal, or other electronic means) | $25.00”
Bank · based in Charlotte, NC · 3 branches here
Account not yet known
“• Truist will charge you an Overdraft Fee, if applicable, of $36 each time we pay an overdraft on your behalf.”
Bank · based in The Woodlands, TX · 3 branches here
Account not yet known
“One (1) $32 overdraft (OD) item fee is charged for each item that is paid.”
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Fairfax, VA · 2 branches here
Account not yet known
“Overdrafts Overdrafts fee (per item) … $36”
Credit union, membership rules apply · based in Tarboro, NC · 2 branches here
Bank · based in Rocky Mount, NC · 1 branch here
Largest banks by local bank deposits
Share of the $3.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Rocky Mount metro's counties
Deposits and branches cover the Rocky Mount metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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