6 banks and credit unions have branches in Richland. The Bank Fee Index holds published fees for 3 of them.
The count includes institutions based elsewhere that have a branch here.
Medians for reference: Mississippi $35 · U.S. $30
Local median not shown; five institutions required.
Pick a fee to compare Richland with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
6 institutions, 3 with a published overdraft fee.
Bank · based in Jackson, MS · 1 branch here
Account not yet known
“• Personal | $36.00”
Bank · based in Magee, MS · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Mendenhall, MS · 1 branch here
Bank · based in Hazlehurst, MS · 1 branch here
Largest banks by local bank deposits
Share of the $409 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Rankin County
Deposits and branches cover the City of Richland. Population and income cover Rankin County, the county with most of Richland's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Rankin County.
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