11 banks and credit unions have branches in Laurel. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
Laurel counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
Laurel
7 institutions with a branch here
$3
Mississippi
25 institutions headquartered in Mississippi
$2
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Laurel median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Laurel with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Laurel
8 institutions with a branch here
$36
Mississippi
35 institutions headquartered in Mississippi
$35
U.S.
2,605 institutions in the index
$30
Laurel covers every institution with a branch here, wherever it is headquartered. Mississippi covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 8 with a published overdraft fee.
Bank · based in Flowood, MS · 4 branches here
Account not yet known
“Paid Item Fee** (Overdraft fee charged each time an item is presented and paid against insufficient funds) / $35”
Bank · based in Jackson, MS · 2 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Columbus, OH · 2 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, MS · 2 branches here
Account not yet known
“Overdraft Fee.......................................................................................................................................................................”
Credit union, membership rules apply · based in Hattiesburg, MS · 2 branches here
Account not yet known
“| Overdraft Privilege (drafts, checks, or Reg E) … $30.00 per item”
Bank · based in Tupelo, MS · 1 branch here
Bank · based in Birmingham, AL · 1 branch here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Waynesboro, MS · 1 branch here
Account not yet known
when a debit transaction posted against a deposit account exceeds the available balance and we choose to honor the transaction and allow
“An Overdraft Fee of $37.00 will be charged when a debit transaction posted against a deposit account exceeds the available balance and we choose to honor the transaction and allow”
Bank · based in Meridian, MS · 1 branch here
Account not yet known
“Bill Payment Overdraft Fee per item, per presentment*** $36.00”
Bank · based in Columbia, MS · 1 branch here
Largest banks by local bank deposits
Share of the $1.6 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jones County
Deposits and branches cover the City of Laurel. Population and income cover Jones County, the county with most of Laurel's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jones County.
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