Fee schedule collected Apr 22, 2026 · Financials as of Q1 2026
Verified fees
11
Under review
0
Assets
$1.9B
Fee benchmark score
Not scored
Financials as of
Q1 2026
Headline fees vs. national median
Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.
Overdraft
$36
Fee Schedule
Verified fees power benchmarks; fees under review do not.
one time · No fee. Fee waived if funds are being transferred to another CNB account · Source
per item · Assessed when an account has been overdrawn for 30 consecutive days or more and charged off · Source
per item · Per item, per presentment · Source
per item · Per item, per presentment. No limit on amount and number of fees for commercial accounts · Source
per item · Per item, per presentment. No limit on amount and number of fees for commercial accounts · Source
per item · Fees charged for using a non-CNB ATM · Source
per item · Research fee · Source
per item · Online Banking convenience fee · Source
per item · Free for CNB customers. $5.00 for non-customers · Source
Swipe for source and notes →
| Fee | Amount | Basis | Note | Source |
|---|---|---|---|---|
Account MaintenanceVerified | ||||
| Account Closing Over 90 days | — | one time | No fee. Fee waived if funds are being transferred to another CNB account | Source |
| Charge Off Processing Fee | $15 | per item | Assessed when an account has been overdrawn for 30 consecutive days or more and charged off | Source |
Overdraft & NSFVerified | ||||
| Bill Payment Overdraft Fee | $36 | per item | Per item, per presentment | Source |
| Commercial NSF Fee | $37 | per item | Per item, per presentment. No limit on amount and number of fees for commercial accounts | Source |
ATM & CardVerified | ||||
| Foreign ATM Balance Inquiry | $2 | per item | Fees charged for using a non-CNB ATM | Source |
Check ServicesVerified | ||||
| Image Statements | $5 | per item | Research fee | Source |
Digital & ElectronicVerified | ||||
| Expedited Overnight ACH Payment | $9.99 | per item | Online Banking convenience fee | Source |
Cash & DepositVerified | ||||
| Coupon Collections | $5 | per item | Per coupon envelope. Applies where CNB is not the paying agent. Does not apply to U.S. Savings Bonds | Source |
| Zipper Bags | $5 | per item | Each | Source |
Account ServicesVerified | ||||
| Notary Fee | $0 | per item | Free for CNB customers. $5.00 for non-customers | Source |
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Every fee on this page benchmarked against a verified peer set, in a board-ready document.
Financial Context
Financials as of Q1 2026 · FDIC call report
Total assets
$1.9B
Total deposits
$1.6B
Service charge income
$391K
Fee income ratio
1.8%
Return on assets
1.46%
Branches
28
Service charge income by quarter
| $37 |
| per item |
| Per item, per presentment. No limit on amount and number of fees for commercial accounts |
| Source |