Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $300M to $1B

Sunbelt Federal Credit Union

Hattiesburg, MississippiCredit UnionAtlanta Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research/Balancing$50Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Non-Sufficient Funds (NSF)$30Within the typical range ($25–$31 nationally)
At the national median
Source
Overdraft Privilege (drafts, checks, or Reg E)$30Within the typical range ($25–$32 nationally)
At the national median
per item · Source
Share Overdraft Transfer$5Within the typical range ($3–$5 nationally)
At the national median
Source

ATM & CardVerified

ATM Card Transactions$0.50Below the typical range ($1–$2.50 nationally)
$1.25 below the national median
per month · Source
Card Rush/Expedited Delivery$50Within the typical range ($30–$50 nationally)
$10 above the national median
Source
ceed 4 per month [excludes in-person transactions, ATM with- | Incoming$10Above the typical range ($1–$2.50 nationally)
$8.25 above the national median
per month · Source

Check ServicesVerified

Check Cashing (members If Savings only [Regular, Special, Holiday | Official Check (cashier’s check)$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
per item · Source
Check Cashing (non-members)$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Official Check (cashier’s check)$3Within the typical range ($3–$5.50 nationally)
$2 below the national median
per item · Source
Starter Checks (3 pages) Quantity 12$10Above the typical range ($1–$4 nationally)
$8 above the national median
Source

Digital & ElectronicVerified

Cloud Bill Pay (2+ bills paid per month = Free)$5Within the typical range ($0–$11.48 nationally)
$0.03 above the national median
per month · Source
Cloud Bill Pay Research (online = Free)$30Above the typical range ($0–$11.48 nationally)
$25.03 above the national median
Source

Mortgage ServicingVerified

Lien Release (Mortgage)$35Above the typical range ($6.25–$24.75 nationally)
$25 above the national median
Source
UCC Lien Release……………………………………………………………$13Within the typical range ($6.25–$24.75 nationally)
$3 above the national median
Source

Other FeesVerified

(applies to non-members only) | Rush Delivery (FedEx, USPS, UPS)$40Within the typical range ($20–$43.75 nationally)
$14.75 above the national median
Source
Loan Application – Loan App within 90 days of previous denial$25Within the typical range ($20–$35 nationally)
$5 below the national median
Source
Loan Application/ Renewal (Single Payment Loan)$50Above the typical range ($20–$35 nationally)
$20 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research/Balancing	$50Above the typical range ($20–$25 nationally)	$25 above the national median	—	—	Source
Holiday Club Early Withdrawal	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per transaction	—	Source
Inactive/ Dormant Account	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
Non-Sufficient Funds (NSF)	$30Within the typical range ($25–$31 nationally)	At the national median	—	—	Source
Overdraft Privilege (drafts, checks, or Reg E)	$30
ATM & CardVerified
ATM Card Transactions	$0.50Below the typical range ($1–$2.50 nationally)	$1.25 below the national median	per month	—	Source
Card Rush/Expedited Delivery	$50
Check ServicesVerified
Check Cashing (members If Savings only [Regular, Special, Holiday \| Official Check (cashier’s check)	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	per item	—	Source
Check Cashing (non-members)	$5
Digital & ElectronicVerified
Cloud Bill Pay (2+ bills paid per month = Free)	$5Within the typical range ($0–$11.48 nationally)	$0.03 above the national median	per month	—	Source
Cloud Bill Pay Research (online = Free)	$30
Cash & DepositVerified
Cash Advance (Foreign Debit / Credit Card)	$25Above the typical range ($2.88–$10 nationally)	$20 above the national median	—	—	Source
Account ServicesVerified
Legal Response (Garnishment, Subpoena, etc.)	$50Within the typical range ($30–$75 nationally)	At the national median	per item	—	Source
Safe Deposit Box (Drilling)	$100
Mortgage ServicingVerified
Lien Release (Mortgage)	$35Above the typical range ($6.25–$24.75 nationally)	$25 above the national median	—	—	Source
UCC Lien Release……………………………………………………………	$13
Retirement & IRAVerified
IRA Maintenance (Annual)	$10Within the typical range ($10–$25 nationally)	$5 below the national median	per year	—	Source
Other FeesVerified
(applies to non-members only) \| Rush Delivery (FedEx, USPS, UPS)	$40Within the typical range ($20–$43.75 nationally)	$14.75 above the national median	—	—	Source
Loan Application – Loan App within 90 days of previous denial	$25

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

Overdraft fee is aligned with the national median

Total fees: 24 — leaner than most institutions

Headline fees published

5 of 15

Published fees

Under review

Assets

$366.4M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$366.4M

Total deposits

$305.2M

Service charge income (year to date)

$4.1M

Fee income ratio

24.9%

Return on assets

0.90%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 34,850 published fee entries from 2,498 institutions

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