54 banks and credit unions have branches in the Jackson metro area. The Bank Fee Index holds published fees for 34 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Mississippi
Jackson metro counts institutions with a branch here, wherever headquartered. Mississippi counts institutions headquartered in the state.
Jackson metro
18 institutions with a branch here
$25
Mississippi
24 institutions headquartered in Mississippi
$20
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Jackson metro median sits furthest from Mississippi's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Jackson metro with Mississippi and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Jackson metro
27 institutions with a branch here
$34
Mississippi
35 institutions headquartered in Mississippi
$35
U.S.
2,605 institutions in the index
$30
Jackson metro covers every institution with a branch here, wherever it is headquartered. Mississippi covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
54 institutions, 27 with a published overdraft fee.
Bank · based in Jackson, MS · 33 branches here
Account not yet known
“• Personal | $36.00”
Bank · based in Birmingham, AL · 26 branches here
Account not yet known
“Paid Overdraft Item/Returned Item Fee3 … $36.00”
Bank · based in Belzoni, MS · 25 branches here
Bank · based in Columbus, OH · 19 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Tupelo, MS · 14 branches here
Bank · based in Flowood, MS · 11 branches here
Account not yet known
“Paid Item Fee** (Overdraft fee charged each time an item is presented and paid against insufficient funds) / $35”
Bank · based in Magee, MS · 10 branches here
Bank · based in Hazlehurst, MS · 9 branches here
Credit union, membership rules apply · based in Biloxi, MS · 6 branches here
Bank · based in Choudrant, LA · 5 branches here
Account not yet known
“charges, including returned item charge/overdraft item charge of $35.00 for”
Largest banks by local bank deposits
Share of the $23.5 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Jackson metro's counties
Deposits and branches cover the Jackson metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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