9 banks and credit unions have branches in Raytown. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Raytown counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Raytown
5 institutions with a branch here
$30
Missouri
76 institutions headquartered in Missouri
$23.13
U.S.
2,630 institutions in the index
$25
Chosen as the fee whose Raytown median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Raytown with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $36.
Median published overdraft fee
Raytown
6 institutions with a branch here
$33
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Raytown covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 6 with a published overdraft fee.
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Lees Summit, MO · 1 branch here
Account not yet known
“Overdraft Fee (item $10.01 or greater) $25”
Bank · based in Kansas City, MO · 1 branch here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Credit union, membership rules apply · based in Raytown, MO · 1 branch here
Credit union, membership rules apply · based in Manhattan Beach, CA · 1 branch here
Credit union, membership rules apply · based in Independence, MO · 1 branch here
Account not yet known
“Overdraft Privilege | $30.00/each”
Credit union, membership rules apply · based in Raytown, MO · 1 branch here
Largest banks by local bank deposits
Share of the $567 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Jackson County
Deposits and branches cover the City of Raytown. Population and income cover Jackson County, the county with most of Raytown's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Jackson County.
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