27 banks and credit unions have branches in the Joplin metro area. The Bank Fee Index holds published fees for 20 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Joplin metro counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Joplin metro
10 institutions with a branch here
$2
Missouri
56 institutions headquartered in Missouri
$1.13
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Joplin metro median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Joplin metro with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $17 to $36.
Median published overdraft fee
Joplin metro
14 institutions with a branch here
$33
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Joplin metro covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
27 institutions, 14 with a published overdraft fee.
Bank · based in Neosho, MO · 12 branches here
Bank · based in Carthage, MO · 11 branches here
Bank · based in Fayetteville, AR · 8 branches here
Account not yet known
“count after we post all credits and debits for the day ("Ledger Balance") is less than the amount we need to pay your transaction. For all consumer accounts, we will assess a maxim”
Bank · based in Seneca, MO · 5 branches here
Bank · based in Cincinnati, OH · 5 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Springfield, MO · 5 branches here
Account not yet known
“NSF: Overdraft Fee (item paid) | $35.00”
Bank · based in Lincoln, NE · 4 branches here
Account not yet known
“$32 NSF Paid Item Fee/Returned Item Fee for items paid over $10.”
Bank · based in Kansas City, MO · 3 branches here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Batesville, AR · 3 branches here
Account not yet known
“$35 according to our overdraft fee policy”
Bank · based in Baxter Springs, KS · 3 branches here
Account not yet known
“Overdraft Charge | $25.00 per transaction. Applies to overdrafts “created by check, in person withdrawal, ATM withdrawal, or other electronic means,” as applicable”
Largest banks by local bank deposits
Share of the $4.9 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Joplin metro's counties
Deposits and branches cover the Joplin metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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