155 banks and credit unions have branches in the Kansas City metro area. The Bank Fee Index holds published fees for 83 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Missouri
Kansas City metro counts institutions with a branch here, wherever headquartered. Missouri counts institutions headquartered in the state.
Kansas City metro
33 institutions with a branch here
$2
Missouri
56 institutions headquartered in Missouri
$1.13
U.S.
1,649 institutions in the index
$1.50
Chosen as the fee whose Kansas City metro median sits furthest from Missouri's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Kansas City metro with Missouri and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $0 to $37.50.
Median published overdraft fee
Kansas City metro
59 institutions with a branch here
$30
Missouri
79 institutions headquartered in Missouri
$29.50
U.S.
2,605 institutions in the index
$30
Kansas City metro covers every institution with a branch here, wherever it is headquartered. Missouri covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
155 institutions, 59 with a published overdraft fee.
Bank · based in Jefferson City, MO · 47 branches here
Account not yet known
“Overdrafts created by check, in-person withdrawal, ATM withdrawal, debit card, pre-authorized debits, or other electronic means)* $35.00”
Bank · based in Kansas City, MO · 39 branches here
Account not yet known
“Overdraft/Insuffcient Funds2 | $36”
Bank · based in Cincinnati, OH · 37 branches here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Kansas City, MO · 34 branches here
Account not yet known
“Overdraft Charge 5 | $36.00 per item”
Bank · based in Kansas City, KS · 34 branches here
Account not yet known
“We will charge you a fee of up to $30.00 each time we pay an overdraft.”
Credit union, membership rules apply · based in Manhattan Beach, CA · 32 branches here
Bank · based in Omaha, NE · 30 branches here
Bank · based in Charlotte, NC · 28 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Kansas City, MO · 27 branches here
Bank · based in Columbus, OH · 25 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Largest banks by local bank deposits
Share of the $99.1 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Kansas City metro's counties
Deposits and branches cover the Kansas City metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
Work at a bank or credit union here?
Hamilton, the Fee Insight workspace, sets an institution's own fees beside every institution in this market, with the source for each figure.
Choosing an account?
Open any institution above to see all of its published fees and where each one came from.
Search institutions