11 banks and credit unions have branches in Shakopee. The Bank Fee Index holds published fees for 9 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Minnesota
Shakopee counts institutions with a branch here, wherever headquartered. Minnesota counts institutions headquartered in the state.
Shakopee
6 institutions with a branch here
$32.50
Minnesota
93 institutions headquartered in Minnesota
$25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Shakopee median sits furthest from Minnesota's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Shakopee with Minnesota and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $36.
Median published overdraft fee
Shakopee
7 institutions with a branch here
$32
Minnesota
68 institutions headquartered in Minnesota
$30
U.S.
2,605 institutions in the index
$30
Shakopee covers every institution with a branch here, wherever it is headquartered. Minnesota covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
11 institutions, 7 with a published overdraft fee.
Bank · based in Sioux Falls, SD · 2 branches here
Account not yet known
“Our overdraft fee for Consumer checking accounts is $35 per item (whether the overdraft is by check, ATM withdrawal, debit card transaction, or other electronic means), and we char”
Bank · based in Evansville, IN · 1 branch here
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“• U.S. Bank will charge an Overdraft Paid Fee of $36.00 for each overdraft item we pay on your behalf. Whether we”
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft—check or debit paid … $32 per item”
Bank · based in Carver, MN · 1 branch here
Bank · based in Karlstad, MN · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Credit union, membership rules apply · based in Saint Paul, MN · 1 branch here
Account not yet known
“OVERDRAFT/COURTESY PAY ITEM When we cover a non-sufficient funds $15 per item check, ACH or other item pursuant to our $90 cap per day overdraft courtesy pay program”
Credit union, membership rules apply · based in Prior Lake, MN · 1 branch here
Largest banks by local bank deposits
Share of the $946 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Scott County
Deposits and branches cover the City of Shakopee. Population and income cover Scott County, the county with most of Shakopee's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Scott County.
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