7 banks and credit unions have branches in Sault Sainte Marie. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Sault Sainte Marie counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Sault Sainte Marie
5 institutions with a branch here
$15
Michigan
126 institutions headquartered in Michigan
$27.25
U.S.
3,350 institutions in the index
$27.50
Chosen as the fee whose Sault Sainte Marie median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Sault Sainte Marie with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $35.
Median published overdraft fee
Sault Sainte Marie
6 institutions with a branch here
$25
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Sault Sainte Marie covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
7 institutions, 6 with a published overdraft fee.
Credit union, membership rules apply · based in Sault Sainte Marie, MI · 3 branches here
Account not yet known
“Courtesy Pay Overdraft / ATM-Debit OD (each EFT, debit or draft) | $25.00”
Bank · based in Sault Sainte Marie, MI · 2 branches here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Green Bay, WI · 1 branch here
Account not yet known
“Overdraft Fees-(Paid NSF ltem(s) Fee) $35.00”
Credit union, membership rules apply · based in Traverse City, MI · 1 branch here
Account not yet known
“Courtesy Pay | $25.00 each (up to 2 per day, then no charge)”
Credit union, membership rules apply · based in Manistique, MI · 1 branch here
Account not yet known
“Overdraft Protection Per Item (Courtesy Pay) | $ 18.00”
Credit union, membership rules apply · based in Escanaba, MI · 1 branch here
Account not yet known
“Courtesy Pay per Check / $25.00”
Largest banks by local bank deposits
Share of the $502 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Chippewa County
Deposits and branches cover the City of Sault Sainte Marie. Population and income cover Chippewa County, the county with most of Sault Sainte Marie's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Chippewa County.
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