22 banks and credit unions have branches in Portage. The Bank Fee Index holds published fees for 16 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Portage counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Portage
10 institutions with a branch here
$8.48
Michigan
50 institutions headquartered in Michigan
$5.98
U.S.
1,901 institutions in the index
$7
Chosen as the fee whose Portage median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Portage with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Portage
13 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,601 institutions in the index
$30
Portage covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
22 institutions, 13 with a published overdraft fee.
Bank · based in Cincinnati, OH · 3 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Credit union, membership rules apply · based in Kalamazoo, MI · 3 branches here
Bank · based in Coldwater, MI · 2 branches here
Bank · based in Sturgis, MI · 2 branches here
Credit union, membership rules apply · based in Oshtemo, MI · 2 branches here
Account not yet known
“Paid item (non-Courtesy Pay) | $35.00 per item | each additional item is”
Credit union, membership rules apply · based in Kalamazoo, MI · 2 branches here
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Kalamazoo, MI · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Largest banks by local bank deposits
Share of the $1.7 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kalamazoo County
Deposits and branches cover the City of Portage. Population and income cover Kalamazoo County, the county with most of Portage's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kalamazoo County.
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