6 banks and credit unions have branches in Lowell. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Michigan
Where a fee has enough institutions for a local median, the Lowell median is within 10% of the Michigan median on all 1 fee.
Lowell counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Pick a fee to compare Lowell with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Four published overdraft fees: $15–$37.
Medians for reference: Michigan $29 · U.S. $30
Local median not shown; five institutions required.
6 institutions, 4 with a published overdraft fee.
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Grand Rapids, MI · 1 branch here
Credit union, membership rules apply · based in Grand Rapids, MI · 1 branch here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Credit union, membership rules apply · based in Portland, MI · 1 branch here
Credit union, membership rules apply · based in Ada, MI · 1 branch here
Account not yet known
“Accounts will be charged the standard Overdraft fee of $25 for handling each overdraft created by check, ACH, Point-of-Sale, ATM withdrawal, in-person withdrawal, or other electron”
Largest banks by local bank deposits
Share of the $270 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kent County
Deposits and branches cover the City of Lowell. Population and income cover Kent County, the county with most of Lowell's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kent County.
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