87 banks and credit unions have branches in the Grand Rapids-Wyoming-Kentwood metro area. The Bank Fee Index holds published fees for 61 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Michigan
Grand Rapids-Wyoming-Kentwood metro counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Grand Rapids-Wyoming-Kentwood metro
41 institutions with a branch here
$5
Michigan
102 institutions headquartered in Michigan
$7.75
U.S.
2,744 institutions in the index
$10
Chosen as the fee whose Grand Rapids-Wyoming-Kentwood metro median sits furthest from Michigan's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Grand Rapids-Wyoming-Kentwood metro with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $37.
Median published overdraft fee
Grand Rapids-Wyoming-Kentwood metro
48 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Grand Rapids-Wyoming-Kentwood metro covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
87 institutions, 48 with a published overdraft fee.
Bank · based in Cincinnati, OH · 42 branches here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 36 branches here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Credit union, membership rules apply · based in Grand Rapids, MI · 36 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Bank · based in Holland, MI · 26 branches here
Bank · based in Columbus, OH · 23 branches here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Grand Rapids, MI · 17 branches here
Account not yet known
“Overdraft or Returned Item fee (per item)+ $34.00 ^ Fees apply to overdrafts created by check, in-person withdrawal, ATM”
Bank · based in Grand Rapids, MI · 13 branches here
Bank · based in Wilmington, DE · 12 branches here
Account not yet known
“Overdraft Item Fee … $36.00 per item”
Credit union, membership rules apply · based in Oshtemo, MI · 11 branches here
Account not yet known
“Paid item (non-Courtesy Pay) | $35.00 per item | each additional item is”
Bank · based in Sparta, MI · 9 branches here
Largest banks by local bank deposits
Share of the $34.4 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Grand Rapids-Wyoming-Kentwood metro's counties
Deposits and branches cover the Grand Rapids-Wyoming-Kentwood metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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