9 banks and credit unions have branches in Caledonia. The Bank Fee Index holds published fees for 6 of them.
The count includes institutions based elsewhere that have a branch here.
Compared with Michigan
Where a fee has enough institutions for a local median, the Caledonia median is within 10% of the Michigan median on all 2 fees.
Caledonia counts institutions with a branch here, wherever headquartered. Michigan counts institutions headquartered in the state.
Pick a fee to compare Caledonia with Michigan and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $15 to $37.
Median published overdraft fee
Caledonia
5 institutions with a branch here
$30
Michigan
109 institutions headquartered in Michigan
$29
U.S.
2,605 institutions in the index
$30
Caledonia covers every institution with a branch here, wherever it is headquartered. Michigan covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 5 with a published overdraft fee.
Credit union, membership rules apply · based in Grand Rapids, MI · 2 branches here
Account not yet known
“Courtesy Pay | $30.00/occurrence”
Bank · based in Cincinnati, OH · 1 branch here
Account not yet known
“If Overdraft Coverage is used, the per item fee for each overdraft is $37 per item.”
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“Overdraft Fee | $15.00 Per overdraft item. No overdraft fees unless final account”
Bank · based in Grand Rapids, MI · 1 branch here
Bank · based in Columbus, OH · 1 branch here
Account not yet known
“+$34 OVERDRAFT FEE)”
Bank · based in Hastings, MI · 1 branch here
Credit union, membership rules apply · based in Kalamazoo, MI · 1 branch here
Credit union, membership rules apply · based in Los Angeles, CA · 1 branch here
Account not yet known
“Insufficient Funds Charge (Paid) Privilege Pay* | $23.00 ea.”
Credit union, membership rules apply · based in Portland, MI · 1 branch here
Largest banks by local bank deposits
Share of the $402 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Kent County
Deposits and branches cover the City of Caledonia. Population and income cover Kent County, the county with most of Caledonia's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Kent County.
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