9 banks and credit unions have branches in Windham. The Bank Fee Index holds published fees for 8 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Windham counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Windham
7 institutions with a branch here
$8
Maine
18 institutions headquartered in Maine
$5
U.S.
1,904 institutions in the index
$6.99
Chosen as the fee whose Windham median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Windham with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $10 to $35.
Median published overdraft fee
Windham
6 institutions with a branch here
$30
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Windham covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
9 institutions, 6 with a published overdraft fee.
Bank · based in Portland, ME · 2 branches here
Account not yet known
“Overdrafts/OD (per presentment) Created by check, in-person withdrawals, ATM | $30.00”
Bank · based in Wilmington, DE · 1 branch here
Account not yet known
“$35 fee per overdraft”
Bank · based in Norway, ME · 1 branch here
Account not yet known
“ Overdraft Fee (per item) … $ 35.00”
Bank · based in Cleveland, OH · 1 branch here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Charlotte, NC · 1 branch here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Bangor, ME · 1 branch here
Credit union, membership rules apply · based in Bath, ME · 1 branch here
Account not yet known
“Courtesy Pay - $30.00 per item”
Credit union, membership rules apply · based in Falmouth, ME · 1 branch here
Credit union, membership rules apply · based in Portland, ME · 1 branch here
Largest banks by local bank deposits
Share of the $693 million in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
County context: Cumberland County
Deposits and branches cover the City of Windham. Population and income cover Cumberland County, the county with most of Windham's bank branches, not the city alone. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Median household income
Census estimate, 2024
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for Cumberland County.
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