51 banks and credit unions have branches in the Portland-South Portland metro area. The Bank Fee Index holds published fees for 42 of them.
The count includes institutions based elsewhere that have a branch here.
Largest gap from Maine
Portland-South Portland metro counts institutions with a branch here, wherever headquartered. Maine counts institutions headquartered in the state.
Portland-South Portland metro
10 institutions with a branch here
$1.75
Maine
10 institutions headquartered in Maine
$1.50
U.S.
1,651 institutions in the index
$1.50
Chosen as the fee whose Portland-South Portland metro median sits furthest from Maine's in percentage terms, among fees at least 5 local institutions publish.
Pick a fee to compare Portland-South Portland metro with Maine and the U.S. Each amount below links to the fee schedule it was read from, and an empty cell says why.
Published amounts here run from $9.95 to $35.
Median published overdraft fee
Portland-South Portland metro
32 institutions with a branch here
$30
Maine
33 institutions headquartered in Maine
$28
U.S.
2,605 institutions in the index
$30
Portland-South Portland metro covers every institution with a branch here, wherever it is headquartered. Maine covers institutions headquartered in the state. U.S. covers every institution in the Bank Fee Index.
51 institutions, 32 with a published overdraft fee.
Bank · based in Portland, ME · 21 branches here
Account not yet known
“Overdrafts/OD (per presentment) Created by check, in-person withdrawals, ATM | $30.00”
Bank · based in Norway, ME · 19 branches here
Account not yet known
“ Overdraft Fee (per item) … $ 35.00”
Bank · based in Wilmington, DE · 17 branches here
Account not yet known
“$35 fee per overdraft”
Bank · based in Bangor, ME · 17 branches here
Bank · based in Buffalo, NY · 15 branches here
Account not yet known
“Overdraft Fee | $15.00 for each overdraft item we pay, unless one of the following exceptions apply:”
Bank · based in Cleveland, OH · 14 branches here
Account not yet known
“$20.00 Overdraft Item (OD) Charge will apply to each item we pay when your end-of-day overdraft balance”
Bank · based in Charlotte, NC · 12 branches here
Account not yet known
“Overdraft Items | Overdraft Item Fee | $10.00 each item”
Bank · based in Kennebunk, ME · 12 branches here
Account not yet known
“checking account, an | checking account, an | checking account, the Bank automatic transfer of an | automatic advance of an | may pay the overdraft and an available $50 from the li”
Credit union, membership rules apply · based in South Portland, ME · 11 branches here
Account not yet known
“or Card Overdraft Item (per occurrence, to include | $30.00”
Bank · based in Camden, ME · 10 branches here
Account not yet known
“Overdraft Fee (limit of 4 per day for consumer accounts) | $35.00”
Largest banks by local bank deposits
Share of the $22.8 billion in bank deposits at branches here, FDIC Summary of Deposits 2026. Credit unions report no deposits by branch.
Metro context: the Portland-South Portland metro's counties
Deposits and branches cover the Portland-South Portland metro. Population and income cover the metro's counties. This is background. None of it sets or explains a fee.
Bank deposits
Change at branches here, 2021 to 2026
Bank branches
Change in branch count, 2016 to 2026
Population
Change between the 2022 and 2024 Census estimates
Deposits and branches: FDIC Summary of Deposits, 2026 and earlier years. Population and income: Census American Community Survey 5-year estimates for the metro's counties.
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